 Compliance in financial services is evolving—are you ready? We’re thrilled to announce that Norm AI has joined the Fintech Risk & Compliance Forum 2025 as a Bronze Sponsor!
Norm AI is at the forefront of AI-driven regulatory compliance automation. Their cutting-edge platform automates the first pass of regulatory compliance reviews, saving firms time and money while adding an extra layer of protection beyond traditional, labor-intensive manual reviews.
At FRC 2025, Norm AI will showcase how their innovative technology transforms compliance strategies for financial firms navigating an increasingly complex regulatory landscape. Visit www.norm.ai to learn more.www.norm.ai/ Don’t miss the chance to connect with Norm AI at FRC 2025—where the best in fintech risk management come together to shape the future! Event Date: February 11, 2025 Location: DoubleTree by Hilton Chicago-Oak Brook Register today: Fintech Risk & Compliance registration Site What’s Next for Fintech Regulation? Kraken’s CJ Rinaldi Shares His Perspective at FRC 20251/30/2025
 The 2025 Fintech Risk & Compliance Forum (FRC) is thrilled to announce that CJ Rinaldi, Chief Compliance Officer at Kraken, will be a keynote speaker for the panel discussion “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance.”
CJ brings a wealth of expertise in global financial compliance, having led compliance teams at some of the world’s top financial institutions. His leadership at Kraken, Blockchain.com, Deutsche Bank, UBS Investment Bank, and the U.S. Securities and Exchange Commission (SEC) underscores his deep understanding of compliance challenges and regulatory frameworks in fintech. Session Overview: Fintech Regulation – A CCO’s Roadmap for Future-Proof Compliance As regulatory frameworks continue to evolve, Chief Compliance Officers (CCOs) play a crucial role in ensuring that fintech companies navigate compliance requirements while fostering innovation. This panel will explore: ✅ Emerging trends in fintech regulation and their impact on compliance programs ✅ Building adaptable compliance frameworks that evolve with regulatory shifts ✅ Cross-border compliance strategies for global fintech operations ✅ Proactive compliance approaches to mitigate risks before they arise Attendees will gain insights from CJ Rinaldi and other industry experts on how to future-proof compliance operations in a rapidly changing fintech environment. About CJ Rinaldi As Chief Compliance Officer at Kraken, CJ Rinaldi oversees global compliance efforts at one of the world’s leading cryptocurrency exchanges. Before joining Kraken, CJ served as Chief Compliance Officer at Blockchain.com, where he developed global compliance frameworks to mitigate risk. CJ’s career spans top financial institutions, including: 🔹 Deutsche Bank – Head of Business Line Anti-Financial Crime & CCO for its swap dealer and U.S. broker dealer 🔹 UBS Investment Bank – Global Head of Client Infrastructure 🔹 Bridgewater Associates – Manager of Counterparty Relations 🔹 U.S. Securities and Exchange Commission – Senior Counsel, Enforcement Division His extensive regulatory and compliance expertise makes him a must-hear speaker for fintech professionals looking to navigate today’s compliance landscape. 💡 Don’t Miss This Session! Join us at #FRC2025 to hear CJ Rinaldi’s expert insights and network with top fintech compliance professionals. Register Today! Secure your spot at the Fintech Risk & Compliance Forum here: https://www.fintechriskandcompliance.com  We’re thrilled to announce that Spring Labs, a pioneer in AI-driven solutions, has become a Bronze Sponsor for the 2025 Fintech Risk & Compliance Forum (FRC). Set to take place on February 11-12, 2025, in Oak Brook, Illinois, FRC gathers fintech leaders to tackle regulatory compliance, cybersecurity, and risk management challenges.
About Spring Labs Spring Labs is revolutionizing how financial institutions operate by delivering AI-native conversational intelligence. Their cutting-edge solutions transform customer interactions into actionable insights, enabling compliance, operations, and product teams to work faster and smarter. By sponsoring FRC 2025, Spring Labs underscores its commitment to empowering organizations to achieve unparalleled efficiency and profitability in an ever-evolving fintech landscape. What to Expect As a Bronze Sponsor, Spring Labs will be part of the networking, exhibits, and discussions that define FRC. Attendees can explore how Spring Labs' AI technology turns customer chatter into insights that help financial institutions stay ahead in compliance and product innovation. Join the Conversation Don’t miss the chance to engage with Spring Labs at FRC 2025 and see how their AI solutions are shaping the future of fintech compliance and operations. Visit springlabs.com to learn more.  The rapid growth of fintechs brings incredible opportunities—and complex compliance challenges. That’s why the Fintech Risk & Compliance Forum (FRC) is excited to announce Sunita Hall, Head of Compliance and BSA/AML Officer at Branch, as the moderator for the session: Building a Scalable Compliance Framework for Rapidly Growing Fintechs.
Sunita’s extensive experience in both fintech and traditional banking uniquely positions her to guide this discussion. At Branch, she oversees compliance and BSA/AML functions, ensuring regulatory adherence as the company scales. Previously, Sunita built compliance programs from the ground up, balanced innovation with regulations, and led global sanctions initiatives. Her decade of experience in Private Banking and Wealth Management adds another layer of expertise to her approach. This session is tailored for fintech leaders seeking practical strategies to manage compliance while sustaining growth. Key takeaways will include:
📅 When: February 11-12, 2025 📍 Where: DoubleTree by Hilton Chicago-Oak Brook Secure your place at this invaluable session and ensure your fintech is prepared for scalable, sustainable success.  The Fintech Risk & Compliance Forum (FRC) is thrilled to announce Brian Hughes, a seasoned fintech advisor, and senior executive, as the moderator for the highly anticipated peer-to-peer session: Driving Boardroom Engagement on Risk and Compliance.
With over 30 years of experience in financial services and consulting, Brian brings a wealth of expertise as a Board Director, Fortune 500 Chief Risk Officer, and Credit Card CEO. His proven ability to balance growth and risk makes him the perfect guide for this discussion. This session will delve into strategies to effectively engage board members on critical risk and compliance issues in the fintech sector. Attendees will explore aligning compliance initiatives with business objectives, leveraging data-driven insights for informed decisions, and fostering a risk-aware culture that drives innovation. The session aims to equip participants with actionable tools to strengthen boardroom governance in response to evolving regulatory and technological challenges. Brian’s professional journey includes transformative roles at Discover Financial Services and HSBC, where he enhanced risk functions, drove regulatory remediations, and delivered over $400MM in profit improvements. Now a Senior Advisor at the Boston Consulting Group, Brian consults with global banks and fintechs on growth strategy, digital transformation, and risk management. Join Brian and your peers at FRC for an engaging and insightful conversation that will shape the future of boardroom dynamics in the fintech industry. Register now to secure your spot at this must-attend session!  📣 We’re excited to announce Jason Honeycutt, AML Compliance professional at Green Dot Corporation, as the moderator for the Peer-to-Peer session: "The Role of Artificial Intelligence in Regulatory Compliance" at the 2025 Fintech Risk & Compliance Forum.
With an unparalleled career in AML compliance and legal expertise, Jason brings deep insights into the transformative role of AI in fintech regulatory compliance. Session Overview: AI’s Role in Compliance Artificial intelligence is revolutionizing how fintech companies approach regulatory compliance. This session will dive into:
About Jason Honeycutt Jason is a Texas-licensed attorney and board-certified criminal law specialist with extensive experience in AML compliance. His illustrious career spans:
Jason’s deep expertise in regulatory compliance, combined with his real-world legal and financial experience, makes him an invaluable contributor to the FRC 2025. Why Attend FRC 2025? Held on February 11-12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook, the Fintech Risk & Compliance Forum is where fintech leaders and compliance professionals converge. From expert-led panels to peer-to-peer discussions, this is the event to gain actionable insights and network with industry pioneers. 🎟️ Register today to secure your spot and be part of the conversation shaping fintech's future: fintechriskandcompliance.com. Keynote Announcement: Harsha Raghunath to Speak on Future-Proof Fintech Compliance at FRC 20251/23/2025
 📣 Exciting news from the 2025 Fintech Risk & Compliance Forum! We’re thrilled to announce Harsha Raghunath as a keynote panelist for the session “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance.”
As the Interim Chief Compliance Officer at Mercury, Harsha brings extensive expertise in navigating the complex regulatory landscape of fintech. His impressive career includes serving as Stripe’s Global Head of Product Compliance, Chief Compliance Officer for its US lending subsidiaries, and leading compliance efforts at Paxos, a regulated blockchain infrastructure company. Harsha's academic credentials include a BA from the University of Chicago and a JD from Cardozo Law School, solidifying his foundation as a thought leader in fintech compliance. Session Overview: Future-Proofing Compliance in Fintech The panel, “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance,” will explore how Chief Compliance Officers can stay ahead of ever-changing regulatory demands while fostering innovation. Attendees will learn strategies for: • Developing adaptable compliance frameworks. • Managing cross-border regulations. • Proactively addressing compliance challenges without hindering growth. This session is designed for senior executives seeking actionable insights to navigate regulatory complexities and innovate responsibly. Why Attend? The 2025 Fintech Risk & Compliance Forum (FRC 2025) will take place on February 11-12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook, Illinois. This in-person event will host industry leaders, regulators, and innovators to discuss critical topics like cybersecurity, risk assessment, and regulatory trends. Don’t miss the opportunity to hear from Harsha Raghunath and other top experts as they tackle the pressing issues shaping the fintech industry. Secure your spot at FRC 2025 and be part of the conversation shaping the future of fintech. Visit fintechriskandcompliance.com for details. Cris Mattoon Joins the 2025 Fintech Risk & Compliance Forum: Insights on Innovation and Compliance1/10/2025
 Exciting Announcement: Cris Mattoon Joins the Speaker Lineup for the Fintech Risk & Compliance Forum 2025!
We’re thrilled to welcome Cris Mattoon, Chief Risk & Compliance Officer at Michigan First Credit Union, to the 2025 Fintech Risk & Compliance Forum! With an impressive career spanning roles at Cross River, Railsr, and The Auto Club Group, Cris brings a wealth of expertise in fintech innovation and compliance. As a Certified Compliance and Ethics Professional (CCEP), Certified Anti-Money Laundering Specialist (CAMS), and a licensed attorney, Cris has a proven track record of navigating complex regulatory landscapes while fostering customer-centric innovation. Here’s What to Expect From Cris Mattoon’s Sessions Session 1: Creating a Culture of Compliance in Rapidly Scaling Fintechs In this interactive peer-to-peer discussion, Cris will delve into the challenges and strategies of maintaining a robust compliance culture in rapidly growing fintechs. Senior leaders will explore:
Whether you’re navigating growth or establishing new processes, this session will provide actionable insights to foster a culture of compliance that evolves with your organization. Session 2: Emerging Technologies – Balancing Innovation and Compliance (Panel Discussion & Closing Remarks) As a thought leader in balancing innovation with regulation, Cris will join industry pioneers to discuss the integration of groundbreaking technologies like Artificial Intelligence (AI), Decentralized Finance (DeFi), and RegTech. Key takeaways from this session include:
This discussion will empower executives to navigate the rapidly changing fintech landscape while maintaining regulatory excellence. Why You Should Attend Cris Mattoon’s expertise in risk management, regulatory compliance, and enterprise transformation offers unparalleled value to fintech professionals looking to align innovation with governance. His unique perspective on fostering collaborative relationships with federal and state regulators makes him an invaluable addition to the Fintech Risk & Compliance Forum speaker lineup. Join Us! Don’t miss the opportunity to learn from Cris and other industry leaders at the 2025 Fintech Risk & Compliance Forum, February 11-12, at the DoubleTree by Hilton Chicago-Oak Brook. Reserve your spot today! Register here Stay ahead in the ever-evolving fintech industry, where innovation and compliance converge.  The 2025 Fintech Risk & Compliance Forum (FRC) is proud to announce Chris Hilliard, Chief Executive Officer and Founding Member of Winnow, as a featured panelist for two pivotal sessions. With over two decades of experience in financial compliance and regulatory innovation, Chris brings unparalleled expertise to the FRC stage, offering attendees valuable insights into the future of fintech risk management and compliance.
About Chris Hilliard Chris Hilliard leads Winnow, a transformative online platform that simplifies regulatory compliance for financial institutions and lenders. By leveraging a comprehensive database of state and federal laws, Winnow equips its users with tailored surveys and tools, streamlining the process of navigating complex regulatory landscapes. Chris's illustrious career spans over 20 years, with expertise in consumer, commercial, and residential mortgage lending, as well as general banking. He has held executive and senior management roles at leading financial institutions, where he oversaw compliance, risk management, litigation, and product development. As a Certified Regulatory Compliance Manager (CRCM) and a Certified Compliance and Ethics Professional (CCEP), Chris has a proven track record of driving compliance innovation. His passion for technology and dedication to customer satisfaction have made him a thought leader in the intersection of fintech, compliance, and risk management. Panel Discussion 1: Emerging Technologies: Balancing Innovation and Compliance This forward-looking panel will explore how cutting-edge technologies such as Artificial Intelligence (AI), Decentralized Finance (DeFi), and RegTech are reshaping the fintech landscape. Chris and fellow industry experts will share real-world case studies and discuss strategies for integrating innovation while adhering to ever-evolving regulatory standards. This session promises to offer:
Panel Discussion 2: Fintech Risk & Compliance in 2025 and Beyond: Key Takeaways for Senior Executives As the conference's closing panel, this session will reflect on the key trends discussed throughout the event. Chris will join a group of industry veterans to offer actionable takeaways, helping senior executives navigate the dynamic fintech landscape. Attendees will gain:
Why You Should Attend Chris Hilliard's sessions at FRC promise to be both insightful and actionable. His deep understanding of compliance challenges and his innovative approach to regulatory solutions make his contributions invaluable for any senior executive aiming to stay ahead in the fintech industry. Join us on February 11–12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook, as we explore the intersection of compliance, innovation, and technology. Don’t miss your chance to hear from industry leaders like Chris Hilliard! Register today for the 2025 Fintech Risk & Compliance Forum and secure your spot at the forefront of fintech innovation. Learn more and register now: FRC Registration Site  We are thrilled to announce that Winnow Solutions, LLC has become a Platinum Sponsor for the 2025 Fintech Risk & Compliance Forum (FRC)! This partnership highlights Winnow's commitment to advancing compliance technology and fostering meaningful conversations within the fintech industry.
Winnow Solutions is revolutionizing the way organizations navigate complex regulatory landscapes. Their flagship product, Winnow®, is a database-driven RegTech platform that empowers financial institutions with accurate, topic-driven surveys and automated compliance change management. Leveraging a comprehensive database of over 80,000 individual state and federal law requirements, meticulously maintained by an expert team of attorneys and professionals, Winnow ensures businesses stay ahead in the ever-evolving world of compliance. What Sets Winnow Apart? Winnow Solutions leads the charge in delivering innovative compliance tools across industries such as mortgage, auto financing, credit cards, banking, privacy, and cybersecurity. Their Winnow AI tool, a cutting-edge addition, provides instant answers to legal questions by utilizing the platform's attorney-reviewed database, helping clients make informed decisions with speed and accuracy. Winnow's excellence has been widely recognized:
The Fintech Risk & Compliance Forum, produced by Converge Events, is a must-attend gathering for senior-level executives exploring solutions for regulatory compliance, cybersecurity, and risk management. As a Platinum Sponsor, Winnow Solutions will play a prominent role in shaping the dialogue on compliance innovation, showcasing its expertise, and demonstrating how its solutions address the challenges faced by today's fintech leaders. Attendees of FRC 2025 can look forward to learning from Winnow Solutions' insights through two speaking engagements, exclusive sponsorship of select events, and their presence in the exhibit hall, where they’ll showcase their cutting-edge technology. Join Us at FRC 202 5Taking place February 11–12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook, the 2025 Fintech Risk & Compliance Forum will bring together the brightest minds in fintech compliance. Don't miss this opportunity to connect with Winnow Solutions and other industry leaders as we chart the course for the future of compliance and risk management. To learn more about Winnow Solutions, visit their website at winnow.law.  We’re excited to announce that Kyle Storm, Deputy Lead of the Specialized Exam Team within the Novel Activities Supervision Program at the Federal Reserve Bank of Chicago, will join the 2025 Fintech Risk & Compliance Forum (FRC) as a panelist for the Keynote Panel Discussion: Bridging the Gap – Navigating Fintech Regulation with Insights from Government Regulators.
With over 15 years of experience in financial regulation, compliance, and risk consulting, Kyle brings unparalleled expertise to the discussion. His role focuses on novel activities such as crypto-assets, distributed ledger technology (DLT), and partnerships with nonbanks that deliver innovative financial services. The session will delve into:
Kyle’s background as a Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), and a Commissioned Safety and Soundness Examiner underscores his ability to navigate the complexities of fintech regulation. 📅 Mark your calendar! Join us on February 11, 2025, at the DoubleTree by Hilton Chicago-Oak Brook for this impactful conversation. Register now and be part of shaping the future of fintech risk and compliance. 👉 Visit www.fintechriskandcompliance.com to learn more.  The 2025 Fintech Risk & Compliance Forum is proud to announce Nicole Murphy, Chief Compliance and AML Officer of eToro US, as a keynote panelist for “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance.”
Nicole brings a wealth of experience and a passion for compliance innovation to this discussion. At eToro US, she leads the company’s regulatory and BSA compliance functions, ensuring adherence to state and federal laws while mitigating customer risks. Nicole’s role also involves fostering innovation, protecting market integrity, and empowering retail investors with educational tools for wealth generation. About Nicole Murphy Nicole’s impressive career includes serving as the Chief Compliance Officer for Cash App Investing and as Vice President of Regulatory Relations at E*Trade. With a background in Philosophy and Political Science from Creighton University and securities licenses (7, 63, and 24), she has consistently championed retail investor access to financial education. Nicole’s commitment to balancing compliance with innovation has made her a standout leader in the fintech space. About the Session The keynote panel will address the crucial role of Chief Compliance Officers (CCOs) in the rapidly evolving regulatory landscape. Topics include:
Mark your calendars: 📅 Date: February 11, 2025 🕒 Time: 1:00 PM - 1:50 PM 📍 Location: DoubleTree by Hilton Chicago-Oak Brook Join Nicole Murphy and other industry leaders to explore actionable strategies for navigating regulatory complexities while driving innovation. 👉 Register today to secure your spot at this must-attend event! FRC Registration Page  📢 Exciting news for attendees of the 2025 Fintech Risk & Compliance Forum!
We are thrilled to announce that Faraz Rana, CEO and founder of Affinity, will be moderating the opening keynote panel discussion: “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance.” Faraz Rana brings a wealth of expertise to this role, drawing from his career as a fintech compliance leader. Before founding Affinity, a compliance training solution tailored for the fintech industry, Faraz served as Chief Legal Officer of Bread, a BNPL (Buy Now, Pay Later) fintech. Over six years, Faraz played a pivotal role in scaling Bread’s legal and compliance functions, guiding the company through its journey from startup to a 200+ person organization that successfully exited via acquisition in 2020. With prior experience as a corporate attorney, Faraz has been at the forefront of fintech compliance challenges and solutions. About the Session In an ever-evolving regulatory landscape, Chief Compliance Officers (CCOs) are essential to guiding fintech companies through emerging challenges. This panel discussion will delve into:
Mark your calendars: 📅 Date: February 11, 2025 🕒 Time: 1:00 PM - 1:50 PM 📍 Location: DoubleTree by Hilton Chicago-Oak Brook, Oak Brook, IL This session promises to provide actionable insights for navigating the dynamic regulatory landscape. Join Faraz and a distinguished panel of experts to explore how compliance can become a driver of innovation rather than a barrier. Don’t miss the opportunity to engage with top fintech leaders at the 2025 Fintech Risk & Compliance Forum. Register now!  We are thrilled to announce that Subbu Narayanaswamy, Executive Director - Personal Lending, Fraud Strategy at Wells Fargo, will be moderating an exclusive Peer-to-Peer Discussion at the 2025 Fintech Risk & Compliance Forum (FRC).
About the Session Peer-to-Peer Discussion - Risk Assessment in a Rapidly Evolving Fintech Landscape As the fintech industry continues to evolve, risk management remains at the forefront of challenges facing financial institutions. This interactive session will provide senior executives with a unique platform to discuss and explore:
The session will foster dialogue on practical strategies to build resilient risk frameworks, ensuring organizations remain competitive while managing risk effectively. Meet Subbu Narayanaswamy Subbu Narayanaswamy is a seasoned "FinTech-Banker" with over 15 years of experience at the intersection of financial technology and mainstream banking. Known for his "adaptive risk management" approach, Subbu has a unique ability to integrate regulatory guardrails for consumer protection with the need to foster innovation in today’s competitive fintech landscape. His expertise in developing risk infrastructure for Embedded Lending solutions has enabled thousands of non-financial retailers to seamlessly extend credit to underserved consumers—a testament to his commitment to financial inclusion. Subbu’s vision goes beyond individual solutions; he is passionate about strengthening the U.S. financial infrastructure through robust and innovative risk management strategies that drive both compliance and growth. Why You Should Attend At the 2025 Fintech Risk & Compliance Forum, this session will give executives the opportunity to:
Event Details: Date: February 11-12, 2025 Location: DoubleTree by Hilton, Oak Brook, IL Join Subbu and other fintech leaders as we navigate the rapidly changing fintech landscape and discover new pathways for innovation and risk resilience. 🔗 Learn more and secure your spot here: FRC Registration Don’t miss this opportunity to engage, collaborate, and shape the future of fintech risk management!  We are thrilled to announce that Affinity has joined the 2025 Fintech Risk & Compliance Forum (FRC) as a Gold Sponsor. Affinity is a leading compliance training platform dedicated to simplifying and enhancing compliance management for regulated tech companies.
About Affinity Affinity offers a customizable, state-of-the-art learning management system designed to meet the unique needs of organizations in the financial sector. Key features of their platform include: Powerful Workflow Tools: Affinity provides ready-to-go trainings and campaigns tailored for financial services, privacy, and information security, enabling organizations to scale their compliance training efficiently. Flexibility: The platform seamlessly integrates with existing workflows and third-party software, such as Slack, allowing companies to adapt trainings to align with their specific goals and values. Insightful Analytics: Affinity offers advanced compliance reporting and analytics, empowering organizations to monitor training performance in real-time and make informed decisions. By partnering with FRC as a Gold Sponsor, Affinity underscores its commitment to advancing compliance training and supporting the fintech community. Their expertise in delivering intuitive compliance solutions makes them a valuable addition to the forum. About the Fintech Risk & Compliance Forum The 2025 Fintech Risk & Compliance Forum is a two-day event scheduled for February 11-12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook in Oak Brook, Illinois. The conference is designed for senior-level executives in the fintech sector, focusing on topics like regulatory compliance, cybersecurity, and risk assessment. Attendees will have opportunities to engage in panel discussions, peer-to-peer conversations, and various networking events. We look forward to the insights and contributions that Affinity will bring to the forum. Their participation is set to enhance the collaborative environment of FRC, fostering meaningful discussions on the future of fintech compliance. For more information about Affinity and their compliance training solutions, visit their website: itsaffinity.com  Join Us at the Forefront of Fintech Innovation!
The Fintech Risk & Compliance Forum (FRC) is proud to welcome Mark D’Arcy, Director of Enterprise Risk Management at Remitly, as a distinguished panelist for the session, “Emerging Technologies: Balancing Innovation and Compliance.” This session, tailored for senior executives, promises to deliver cutting-edge insights into the delicate yet essential balance between embracing technological advancements and adhering to stringent regulatory frameworks. About the Session Emerging Technologies: Balancing Innovation and Compliance Date: February 12, 2025 Time: 8:45 AM - 9:50 AM In this pivotal session, industry pioneers will dive deep into the intersection of innovation and regulation. Participants will gain valuable perspectives on integrating transformative technologies such as:
Meet Mark D’Arcy: A Trailblazer in Fintech Mark D’Arcy brings over two decades of diverse experience across fintech, enterprise risk management, and global banking. Since October 2024, Mark has served as the Director of Enterprise Risk Management at Remitly, a leader in cross-border payments. Prior to his current role, Mark’s journey has been marked by influential leadership positions, including:
Mark’s educational background is equally impressive, holding an M.B.A. from New York University, and an A B.A. in Philosophy from the University of California, San Diego. Mark’s unique blend of hands-on operational experience, strategic leadership, and a philosophy-driven mindset makes him the ideal expert to tackle the complexities of innovation and compliance in the rapidly evolving fintech landscape. Why Attend? The FRC Forum is a one-of-a-kind opportunity to learn from top industry leaders like Mark D’Arcy. Whether you’re navigating the integration of AI and RegTech or addressing the challenges of DeFi compliance, this session is designed to equip you with the strategies, tools, and connections to thrive. Mark Your Calendar When: February 11–12, 2025 Where: DoubleTree by Hilton Chicago-Oak Brook, Oak Brook, IL Secure your spot today! Visit the FRC Registration Page to join the conversation shaping the future of fintech. Let’s Shape the Future of Fintech Together! Don’t miss this chance to hear from a fintech thought leader whose insights can transform your approach to innovation and compliance. Mark D’Arcy’s expertise, paired with FRC’s focus on meaningful dialogue, ensures this session will leave a lasting impact. We can’t wait to see you there! Key Takeaways for Fintechs: Navigating AML and BSA Compliance in a Changing Regulatory Landscape12/9/2024
 Introduction:
The fintech industry is at a crossroads, with rising compliance challenges and evolving regulatory requirements. At the recent Fintech Risk and Compliance Forum, experts delved into critical changes surrounding BSA/AML compliance, the Corporate Transparency Act, and how fintech companies can remain compliant while staying competitive. This blog post will explore the key takeaways from the forum, emphasizing innovative solutions that leverage technology, like AI and machine learning, to address these emerging challenges. Key Insights: 1. New Compliance Burdens with the Corporate Transparency Act (CTA): The introduction of the CTA has added new layers of compliance for fintechs, requiring detailed beneficial ownership reporting. Fintech companies must now rethink their KYC and KYB processes to meet these requirements. 2. The Role of AI in Streamlining Compliance: Artificial intelligence and machine learning are revolutionizing how fintechs handle compliance. AI tools can automate document verification, risk assessment, and transaction monitoring, helping fintechs reduce manual effort and improve accuracy. 3. Convergence of Fraud Management and AML: Fraud detection and AML are becoming more integrated, requiring fintechs to take a holistic approach to financial crime management. Advanced technologies, including machine learning algorithms, are key to detecting fraudulent activity in real-time. 4. The Importance of Data Infrastructure: For AI-driven compliance tools to be effective, fintechs must prioritize clean and structured data management. Investing in data lakes and warehouses can help fintechs centralize their information, ensuring accurate and efficient compliance processes. 5. Collaborative Industry Efforts: Collaboration among fintechs, regulators, and traditional financial institutions is crucial for staying ahead of emerging compliance and fraud risks. Data-sharing consortia, anonymized information exchanges, and industry partnerships can enhance collective capabilities. Conclusion: The future of fintech compliance is both challenging and promising. By embracing AI technologies, strengthening data management, and collaborating across the industry, fintechs can successfully navigate the evolving BSA/AML landscape. Download the full white paper for a more comprehensive view and join us at the next Fintech Risk and Compliance Forum for in-depth discussions. Next Steps… Ready to dive deeper into these insights? Download the full white paper for FREE! Join us at the 2025 Fintech Risk & Compliance Forum on February 11th & 12th. Let’s continue the conversation on how to balance innovation with effective risk management. We’d love to hear your thoughts or answer any questions in the comments below! If you found this information useful, please like and share this post with your network. About the Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum is a two-day event for fintech executives focused on regulatory compliance, cybersecurity, and risk management. It offers expert-led sessions, peer-to-peer discussions, and networking opportunities, providing a platform for industry leaders and regulators to explore key challenges and innovations. Hosted by Converge Events, the forum equips professionals with insights to navigate the evolving fintech landscape. About Converge Events Converge Events specializes in organizing conferences for the fintech and credit union industries. Focused on peer-to-peer learning and actionable insights, our events connect industry leaders to explore new strategies, tackle regulatory challenges, and embrace technological advancements. Fintech Event of 2025: Everything You Need to Know About the Fintech Risk & Compliance Forum12/5/2024
The Ultimate Fintech Event for 2025: Your Guide to the Fintech Risk & Compliance Forum If you're searching for the definitive fintech event to advance your understanding of compliance, regulatory trends, and innovation, mark your calendar for the Fintech Risk & Compliance Forum. This premier gathering of industry leaders and visionaries takes place on February 11–12, 2025, at the DoubleTree by Hilton in Oak Brook, Illinois.
Why Attend the Fintech Risk & Compliance Forum? Designed with fintech professionals in mind, this event offers unparalleled opportunities to:
📍 Location: DoubleTree by Hilton, 1909 Spring Road, Oak Brook, IL 60523 📅 Dates: February 11–12, 2025 💼 Registration: Starting at $695 Tips for Maximizing Your Conference Experience
Don’t Miss This Fintech Event Be part of the conversation shaping the future of fintech compliance. Register now at FintechRiskandCompliance.com to secure your spot at this transformative event.  We’re excited to announce that Sarah Fernandez, a seasoned regulatory compliance and risk management expert, will moderate the peer-to-peer discussion “Managing Compliance in Global Operations” at the 2025 Fintech Risk & Compliance Forum (FRC).
This interactive session will focus on the challenges fintech companies face when operating across multiple jurisdictions, each with its own regulatory framework. Sarah will guide senior executives through a collaborative discussion on strategies for navigating cross-border compliance efficiently and effectively. Attendees will explore practical tools and techniques to streamline international compliance processes while sharing real-world experiences and solutions. With over 18 years of experience, Sarah is a trusted advisor to financial service providers, including banks, mortgage companies, private lenders, and fintech firms. At Kaufman Rossin, she specializes in compliance management programs, regulatory audits, and risk assessments, tackling critical areas such as fair lending, CRA evaluations, and HMDA monitoring. Her expertise is supported by credentials as an Accredited ACH Professional (AAP), Certified Information Privacy Professional (CIPP/US), and Certified Regulatory Compliance Manager (CRCM). Don’t miss this opportunity to engage with Sarah and your peers in an open and dynamic setting designed to foster actionable insights and meaningful connections. February 11-12, 2025, DoubleTree by Hilton Chicago-Oak Brook, Illinois Register HERE to reserve your seat at this must-attend session!  We are thrilled to announce that Sarah Grooms, Chief Administrative Officer - Banking Strategies at Wintrust Financial Corporation, will be a featured speaker at the 2025 Fintech Risk & Compliance Forum (FRC). With over 23 years of experience in the banking industry and a proven track record of leading innovative strategies, Sarah is set to bring invaluable insights to this year’s event.
A Legacy of Leadership Sarah’s career at Wintrust Financial Corporation has been defined by her ability to drive transformative growth. In her current role, she focuses on creating data-driven strategies to boost deposit and non-interest income through both traditional banking channels and innovative depository business lines. Her expertise spans multiple facets of banking, including treasury management, commercial lending, digital transformation, and executive project management. Prior to her current position, Sarah served as Senior Vice President of Special Initiatives and Program Director of Digital Transformation, showcasing her commitment to embracing and leading change within the banking sector. What to Expect at FRC At the Fintech Risk & Compliance Forum, Sarah will share her expertise on navigating the complex regulatory landscape while leveraging technology for strategic growth. Attendees can look forward to her insights on balancing risk management with innovation, offering practical strategies for driving organizational success in today’s dynamic financial environment. Call to Action Reserve your place at the 2025 Fintech Risk & Compliance Forum today and hear Sarah Grooms and other industry leaders discuss the latest trends and strategies in fintech risk management and compliance. Register Today!  As cryptocurrency and blockchain technologies continue to reshape the financial landscape, businesses face increasing challenges in navigating a fragmented and evolving regulatory environment. At the Fintech Risk & Compliance Forum held in January 2024, industry experts convened to discuss how companies can manage these challenges while driving innovation and ensuring compliance. The insights shared during the session provide a roadmap for businesses looking to integrate blockchain technologies while mitigating risks.
In this blog post, we highlight five key takeaways from the forum that every executive in the crypto and blockchain space needs to know. 1. Regulatory Clarity Is Essential for Innovation One of the primary concerns discussed at the forum was the lack of clear and consistent regulations for blockchain and cryptocurrency. This uncertainty hampers innovation, forcing some companies to move their operations offshore where regulations are more defined or lenient. Without clearer guidance from regulators, businesses are left navigating a patchwork of rules, risking non-compliance. As the industry continues to grow, the need for a unified regulatory framework is critical to support innovation while maintaining security and compliance. 2. Existing Compliance Requirements Must Adapt to Blockchain AML (Anti-Money Laundering) and KYC (Know Your Customer) requirements are well-established in traditional finance but applying these regulations to decentralized blockchain technology presents unique challenges. Firms must implement advanced compliance strategies, including sophisticated blockchain analytics tools, to meet these regulatory standards. Companies need to understand that although blockchain technology may not yet have specific regulations, the existing compliance frameworks for traditional finance still apply, making it essential to integrate the right tools for managing blockchain compliance. 3. Collaboration with Regulators Is Key to Success Another major theme at the forum was the importance of open dialogue between businesses and regulators. Proactive collaboration helps ensure that both parties understand each other's needs and can work together to create a regulatory environment that encourages innovation without sacrificing compliance. By engaging with regulators early in the development of blockchain-based products and services, companies can help shape the future regulatory landscape and ensure their operations are compliant from the start. 4. Investing in Blockchain Expertise Is Crucial Many organizations struggle to comply with blockchain regulations because of a lack of in-house expertise. The technical complexity of blockchain, with its encrypted transactions and decentralized structure, often confounds traditional compliance teams. To bridge this gap, businesses must invest in training and hiring experts who understand both the technology and the regulatory landscape. Building this knowledge base is essential for navigating compliance effectively and staying ahead in a rapidly changing industry. 5. Advanced Technology Solutions Are Critical for Compliance Blockchain analytics and transaction monitoring tools are becoming indispensable for firms dealing with cryptocurrency. These tools provide the transparency needed to comply with AML and KYC regulations while supporting the decentralized nature of blockchain. However, implementing such tools can be costly and require specialized knowledge to manage effectively. Despite these challenges, investing in the right technology is critical to ensuring compliance and maintaining competitive advantage in the blockchain space. Conclusion The key discussions at the Fintech Risk & Compliance Forum made it clear that businesses must be proactive in addressing the regulatory challenges associated with cryptocurrency and blockchain. By investing in compliance expertise, adopting advanced tools, and collaborating closely with regulators, companies can unlock the full potential of blockchain technology while navigating an evolving regulatory landscape. To dive deeper into these insights, download our full white paper from the Fintech Risk & Compliance Forum. It’s packed with actionable strategies for navigating risk and compliance in the crypto space. Next Steps… Ready to dive deeper into these insights? Download the full white paper for FREE! https://www.fintechriskandcompliance.com/crypto-blockchain-regulatory-landscape-compliance-white-paper.html Join us at the 2025 Fintech Risk & Compliance Forum on February 11th & 12th. Let’s continue the conversation on how to balance innovation with effective risk management. We’d love to hear your thoughts or answer any questions in the comments below! If you found this information useful, please like and share this post with your network. About the Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum is a two-day event for fintech executives focused on regulatory compliance, cybersecurity, and risk management. It offers expert-led sessions, peer-to-peer discussions, and networking opportunities, providing a platform for industry leaders and regulators to explore key challenges and innovations. Hosted by Converge Events, the forum equips professionals with insights to navigate the evolving fintech landscape. About Converge Events Converge Events specializes in organizing conferences for the fintech and credit union industries. Focused on peer-to-peer learning and actionable insights, our events connect industry leaders to explore new strategies, tackle regulatory challenges, and embrace technological advancements. Disclaimer: This blog post, produced by Converge Events, is based on a transcript from the Fintech Risk and Compliance Forum and generated from the content of the discussion. It is provided for informational purposes only and does not constitute legal, financial, or professional advice.  In the fast-evolving world of fintech-bank partnerships, ensuring the security of payment data and complying with regulatory standards is a top priority. At the January 2024 Fintech Risk & Compliance Forum, industry leaders gathered to discuss practical solutions for addressing these challenges. Below, we summarize four key insights to help strengthen your organization’s approach to data security and compliance.
Key Insights: Data Ownership Must Be Clearly Defined Ambiguity around who owns and secures payment data can create vulnerabilities. Establishing clear lines of responsibility between fintechs and banks is critical to avoiding confusion during security incidents. Vendor Management is Key Third-party vendors can introduce significant risks. Implementing strong vendor management processes ensures that fintechs and banks can trust their partners to uphold security and compliance standards. Regular Audits and Compliance Assessments Ongoing audits and penetration tests provide a vital safeguard against potential security breaches and non-compliance. Regular reviews of your systems—and your vendors’—ensure that you stay ahead of potential risks. Adapt Proactively to Evolving Regulations As data privacy laws change, such as the introduction of stricter definitions of non-public information (NPI), fintechs and banks must remain agile, updating their compliance frameworks to meet new legal requirements. Conclusion: The fintech-bank ecosystem is increasingly interconnected, making collaboration and transparent communication essential to ensuring the security of payment data. By focusing on data ownership, vendor management, regular audits, and regulatory adaptation, fintechs and banks can create stronger, more resilient partnerships. Next Steps… Ready to dive deeper into these insights? Download the full white paper for FREE! Join us at the 2025 Fintech Risk & Compliance Forum on February 11th & 12th. Let’s continue the conversation on how to balance innovation with effective risk management. We’d love to hear your thoughts or answer any questions in the comments below! If you found this information useful, please like and share this post with your network. About the Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum is a two-day event for fintech executives focused on regulatory compliance, cybersecurity, and risk management. It offers expert-led sessions, peer-to-peer discussions, and networking opportunities, providing a platform for industry leaders and regulators to explore key challenges and innovations. Hosted by Converge Events, the forum equips professionals with insights to navigate the evolving fintech landscape. About Converge Events Converge Events specializes in organizing conferences for the fintech and credit union industries. Focused on peer-to-peer learning and actionable insights, our events connect industry leaders to explore new strategies, tackle regulatory challenges, and embrace technological advancements. Disclaimer: This blog post, produced by Converge Events, is based on a transcript from the Fintech Risk and Compliance Forum and generated from the content of the discussion. It is provided for informational purposes only and does not constitute legal, financial, or professional advice. here to edit. Strengthening Fintech Risk Management: 4 Key Takeaways from the 2024 Fintech Risk & Compliance Forum11/11/2024
 Introduction: The fintech industry is facing a critical turning point. With identity fraud on the rise and regulations tightening, financial institutions must innovate to stay compliant and protect consumers. During the January 2024 Fintech Risk & Compliance Forum, experts from across the industry gathered to discuss the most pressing challenges and solutions related to Know Your Customer (KYC) and Customer Due Diligence (CDD) processes. If you’re navigating the complexities of compliance and fraud prevention, this blog post highlights four key takeaways from the event that could reshape your company’s approach. ________________________________________ Key Insights: 1. Traditional KYC is No Longer Enough Basic KYC processes relying on personal data like SSN and addresses are no longer sufficient to combat identity fraud. Fintechs need to adopt more sophisticated tools and alternative data sources to verify customer identities securely. 2. Alternative Data Enhances Identity Verification Leveraging device data, email addresses, and behavioral analytics provides more reliable verification methods, offering fintechs an edge in preventing fraud and reducing risks associated with onboarding. 3. Enhanced Due Diligence for High-Risk Accounts A risk-based approach that includes enhanced due diligence is essential for fintechs handling international or high-risk customers. Implementing more rigorous verification processes upfront can mitigate risks of fraud and compliance violations. 4. AI and Automation Can Streamline Risk Management AI-driven tools can reduce the manual burden of reviewing customer data, automate risk scoring, and flag suspicious activity. While the technology is still maturing, it offers enormous potential to improve efficiency and reduce the cost of compliance. ________________________________________ Conclusion: As identity fraud and regulatory scrutiny increase, fintech companies need to strengthen their KYC and CDD processes. By adopting innovative solutions like alternative data and AI-driven tools, companies can stay ahead of fraud risks while remaining compliant. The full white paper from the Fintech Risk & Compliance Forum provides more detailed strategies for improving your compliance framework. ________________________________________ Next Steps… Ready to dive deeper into these insights? Download the full white paper for FREE! Join us at the 2025 Fintech Risk & Compliance Forum on February 11th & 12th. Let’s continue the conversation on how to balance innovation with effective risk management. We’d love to hear your thoughts or answer any questions in the comments below! If you found this information useful, please like and share this post with your network. ________________________________________ About the Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum is a two-day event for fintech executives focused on regulatory compliance, cybersecurity, and risk management. It offers expert-led sessions, peer-to-peer discussions, and networking opportunities, providing a platform for industry leaders and regulators to explore key challenges and innovations. Hosted by Converge Events, the forum equips professionals with insights to navigate the evolving fintech landscape. About Converge Events Converge Events specializes in organizing conferences for the fintech and credit union industries. Focused on peer-to-peer learning and actionable insights, our events connect industry leaders to explore new strategies, tackle regulatory challenges, and embrace technological advancements. ________________________________________ Disclaimer: This blog post, produced by Converge Events, is based on a transcript from the Fintech Risk and Compliance Forum and generated from the content of the discussion. It is provided for informational purposes only and does not constitute legal, financial, or professional advice.  The 2025 Fintech Risk & Compliance Forum is proud to welcome Jason Chorlins as one of our esteemed speakers. Jason brings a wealth of experience and expertise in risk management and regulatory compliance, making him a key addition to this year’s event, which focuses on the ever-evolving landscape of fintech compliance, cybersecurity, and risk assessment.
About Jason Chorlins: An Industry Leader in Risk and Compliance Jason serves as the Financial Services Industry Practice Leader at Kaufman Rossin, where he leads risk management consulting engagements as Principal in the firm’s risk advisory services practice. With a strong focus on guiding financial institutions through complex regulatory requirements, Jason specializes in areas such as anti-money laundering (AML), Bank Secrecy Act (BSA) compliance, and transaction monitoring. His advisory work supports organizations in navigating critical issues like money laundering, internal corporate investigations, and regulatory compliance, helping clients safeguard against financial crime. Jason’s work extends beyond traditional risk management. He is deeply involved in client engagements involving transaction look-backs, risk assessments, BSA/AML/OFAC independent testing, and customer due diligence reviews. His team at Kaufman Rossin also performs data and model calibrations for transaction surveillance systems, helping financial institutions optimize these essential tools. Since joining Kaufman Rossin in 2007, he has served clients ranging from small, privately owned banks to large, multinational institutions across the U.S., Central America, South America, and the Caribbean. In addition to his consulting work, Jason is a frequent speaker on BSA/AML and fraud topics nationwide. He serves on the Association of Certified Anti-Money Laundering Specialists (ACAMS) Education Task Force and sits on the board of directors for the Southeast Center for Financial Training (CFT). Recognized for his contributions to the field, he has received accolades from The South Florida Business Journal as a top professional under 40 and was named one of the Top 26 CPAs under 36 by the Florida Institute of CPAs. Engage with Jason and Other Industry Leaders at FRC 2025 The 2025 FRC Forum is designed for senior fintech executives who want to stay ahead in compliance, risk management, and cybersecurity. With Jason Chorlins on the speaker roster, attendees will have a unique opportunity to gain insights directly from an industry leader who has spent his career advancing standards in financial crime prevention and regulatory compliance. His session will be invaluable for those looking to strengthen their organization’s risk and compliance framework and navigate the rapidly changing fintech landscape.  We’re thrilled to announce that Rebecca Schauer Robertson, Executive Vice President and BSA Officer - Director of Financial Crimes Compliance at Blue Ridge Bank, N.A., will join us as a featured speaker at the 2025 Fintech Risk & Compliance Forum (FRC). Becky brings nearly three decades of financial services expertise, particularly in risk strategy, regulatory remediation, and anti-financial crime compliance.
Meet Rebecca Schauer Robertson Rebecca has dedicated 28 years to the financial services sector, navigating the complex intersections of traditional and fintech banking. At Blue Ridge Bank, Rebecca oversees critical regulatory and compliance initiatives, ensuring the institution's adherence to the Bank Secrecy Act (BSA), USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) guidelines. Her comprehensive approach extends to fraud investigations and broader anti-money laundering (AML) laws, making her a respected leader in financial crime compliance. Her background includes significant roles such as Senior Vice President, Director of Financial Investigations at Atlantic Union Bank, and nearly two decades as Director of AML Compliance at SouthState Bank. Rebecca is also a Certified Anti-Money Laundering Specialist (CAMS-Audit), Certified AML and Fraud Professional, Certified Fraud Examiner, and Certified Cryptocurrency Investigator. Her industry leadership spans advisory and faculty roles on the ABA’s AML and Fraud School, as well as positions with the BSA Coalition Board and the ABA Financial Crimes Enforcement Conference. Peer-to-Peer Session: Navigating Complex Compliance Challenges At the FRC Forum, Rebecca will lead an engaging peer-to-peer session titled, "Regulatory Remediation: Navigating Complex Compliance Challenges Post-Enforcement Actions." Attendees will have the chance to explore practical approaches to managing compliance challenges that arise from regulatory enforcement actions. Through interactive discussion, Rebecca will share insights on crafting action plans, enhancing internal controls, and collaborating with regulators to foster sustainable compliance and reduce future risks. About the 2025 Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum, produced by Converge Events, will take place from February 11-12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook, Illinois. This two-day event is designed for senior executives in the fintech sector, focusing on the latest developments in regulatory compliance, cybersecurity, and risk management. The forum provides numerous opportunities to connect with industry peers, hear from thought leaders, and engage in discussions that promote actionable insights. Whether you’re an executive, a compliance professional, or an innovator in the fintech space, this is an event you won’t want to miss. Secure your spot today to gain access to invaluable insights and practical tools to strengthen your compliance framework in an ever-evolving regulatory landscape. 👉 Register now and join Rebecca Robertson and other industry leaders as we delve into the future of fintech compliance: Fintech Risk & Compliance Forum |