 Introduction:
In today’s rapidly evolving fintech landscape, financial institutions face the challenge of balancing the benefits of technological innovation with the risks of regulatory non-compliance and operational vulnerability. This is no small task, as banks must navigate a complex regulatory environment while embracing cutting-edge technologies such as artificial intelligence (AI) and blockchain. These were some of the key themes discussed at the January 2024 Fintech Risk and Compliance Forum, where industry leaders gathered to share insights on managing the intersection of innovation and risk. Key Insights: 1. Regulatory Complexity Requires Agile Risk Management CROs discussed the increasing difficulty of navigating regulatory requirements in fintech partnerships. As innovation moves faster than regulations, banks must develop agile risk management frameworks to remain compliant. 2. Collaboration is Critical to Innovation Successful fintech partnerships rely on clear, continuous communication between banks and fintechs. Establishing a shared risk appetite and understanding of compliance requirements is essential to effective collaboration. 3. Technology is Transforming Risk ManagementAI and machine learning are revolutionizing how financial institutions assess risk. However, these technologies require human oversight to ensure they are implemented correctly and align with regulatory standards. 4. Risk Appetite Must be Clearly Defined and Monitored CROs must establish clear risk appetites and use key risk indicators (KRIs) to monitor real-time risk levels. Regular updates ensure that fintech partners operate within the bank’s risk thresholds. 5. Third-Party Risk Management is Essential Fintech partnerships introduce new risks that require enhanced third-party risk management practices. Banks must ensure that their fintech partners adhere to the same regulatory standards through continuous oversight and regular audits. Conclusion: As the fintech industry continues to grow, banks must take proactive steps to manage the risks that come with innovation. This requires a balanced approach, with an emphasis on collaboration, advanced technology, and clear communication. To learn more about these critical strategies, download our full white paper today. Next Steps…
About the Fintech Risk & Compliance Forum The Fintech Risk & Compliance Forum is a two-day event for fintech executives focused on regulatory compliance, cybersecurity, and risk management. It offers expert-led sessions, peer-to-peer discussions, and networking opportunities, providing a platform for industry leaders and regulators to explore key challenges and innovations. Hosted by Converge Events, the forum equips professionals with insights to navigate the evolving fintech landscape. About Converge Events Converge Events specializes in organizing conferences for the fintech and credit union industries. Focused on peer-to-peer learning and actionable insights, our events connect industry leaders to explore new strategies, tackle regulatory challenges, and embrace technological advancements. Disclaimer: his blog post, produced by Converge Events, is based on a transcript from the Fintech Risk and Compliance Forum and generated from the content of the discussion. It is provided for informational purposes only and does not constitute legal, financial, or professional advice.  We are thrilled to announce Andrea Shaw as the keynote panelist for the opening discussion, Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance, at the 2nd Annual Fintech Risk & Compliance Forum (FRC), taking place February 11-12, 2025, at the DoubleTree by Hilton Chicago-Oak Brook in Oak Brook, Illinois.
Meet Andrea Shaw: A Regulatory Compliance Powerhouse With nearly two decades of experience as a senior regulatory compliance attorney, Andrea Shaw brings a wealth of knowledge and practical expertise to the fintech industry. Currently serving as Chief Risk & Compliance Officer at GenuBank, Ms. Shaw oversees enterprise risk, compliance, and anti-money laundering (AML) frameworks, partnering closely with Blockchains Inc. on cutting-edge self-sovereign identity solutions. Andrea has held key legal and compliance roles at top financial institutions, including Morgan Stanley, UBS Wealth Management, and Deutsche Bank. Her deep understanding of enterprise risk management, financial crime, data privacy, and regulatory compliance has made her a sought-after leader in both traditional finance and emerging fintech sectors, including digital assets. Andrea has direct experience working with regulatory bodies across the globe, having successfully obtained and maintained licenses with authorities in the U.S., Canada, APAC, and the EU/UK. Her role as a regulatory trailblazer is further highlighted by her contributions to academic discourse, where she serves as an adjunct professor of law at Albany Law School, teaching cutting-edge courses on technology, financial markets, and the evolving regulatory landscape. The Opening Keynote: A Must-Attend Session for Compliance Officers The opening keynote panel, Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance, will set the stage for in-depth discussions on the ever-evolving challenges of regulatory compliance in the fintech space. Andrea Shaw, alongside other industry leaders, will explore how Chief Compliance Officers (CCOs) can navigate complex regulations, manage risk, and future-proof their compliance frameworks amid rapid technological advancements. This session promises actionable insights and strategic guidance for fintech executives looking to stay ahead of regulatory shifts. Why Attend the Fintech Risk & Compliance Forum? The FRC is the premier event for senior-level executives in the fintech sector, providing unparalleled access to industry thought leaders, regulators, and peers. Over two days, attendees will engage in expert-led panel discussions, peer-to-peer conversations, and exclusive networking opportunities, all focused on tackling the most pressing challenges in fintech risk management and compliance.
This is your chance to learn from the best in the field, gain practical knowledge, and connect with other professionals shaping the future of fintech. Register and secure your spot today!  We are excited to announce that Joshua Rosenberg, Chief Risk Officer and Executive Vice President at United Texas Bank, will join the Fintech Risk & Compliance Forum 2025 as a panelist for the closing session, "Fintech Risk & Compliance in 2025 and Beyond: Key Takeaways for Senior Executives." This panel will offer insights from leading industry veterans on the trends discussed throughout the forum, providing a comprehensive roadmap for senior executives to align their risk management strategies with the future of fintech. Josh Rosenberg: An Authority in Risk Management
With a stellar career that includes serving as Chief Risk Officer at the Federal Reserve Bank of New York, Josh Rosenberg brings invaluable expertise to the panel. At the New York Fed, Mr. Rosenberg co-chaired the Risk Committee and led several high-impact initiatives in risk management and regulatory oversight. His academic background as an Assistant Professor of Finance at NYU's Stern School of Business and his extensive research in asset valuation and risk management further solidify his reputation as a thought leader in the fintech sector. What to Expect from the Panel This session will close out the Fintech Risk & Compliance Forum 2025 by synthesizing the key takeaways from the event. Panelists will explore how executives can future-proof their organizations in areas such as:
Secure Your Spot Don’t miss out on this opportunity to engage with industry leaders like Josh Rosenberg! Registration is now open, and early registration benefits are available, including full access to all sessions, networking lounges, and the exhibit hall.  We are excited to announce that Converge Events is now the unified brand managing all of TreaSolution’s premier conferences, including the 2nd Annual Fintech Risk & Compliance Forum, taking place February 11 - 12, 2025 in Oak Brook, IL. This rebranding signals a shift towards delivering a more streamlined and cohesive experience for our attendees. Important Update: Communications Now from Converge Events All communications regarding the 2nd Annual Fintech Risk & Compliance Forum including emails, newsletters, event updates, and announcements — will now come directly from Converge Events. Please update your email filters and contact lists to ensure you receive all important updates leading up to the event. About Converge Events Converge Events specializes in hosting industry-leading B2B conferences designed to foster meaningful conversations among professionals. With a focus on fintech, financial services, and technology, our events feature expert-led panel discussions, peer-to-peer networking, and actionable insights. Converge Events aims to provide high-quality, integrated experiences that drive innovation, offering attendees valuable takeaways long after the event ends. Why You Should Attend The 2nd Annual Fintech Risk & Compliance Forum
Exclusive Industry Insights: Attendees will engage in peer-to-peer discussions and panel sessions led by top experts and government regulators. Sessions cover critical topics like advanced fraud detection, AML compliance, AI in regulatory frameworks, and managing global compliance Networking Opportunities: You can expect numerous networking sessions, including an evening reception, where you can connect with senior executives, thought leaders, and innovators from across the fintech industry. Actionable Takeaways: The conference is designed to generate actionable insights, with white-paper takeaways documenting key discussions. You’ll leave with strategies to improve your organization’s risk management and compliance operations. Cutting-Edge Solutions: The exhibit hall and sponsorship showcases will introduce you to the latest fintech solutions that can enhance your risk mitigation and compliance capabilities. Register now for the 2nd Annual Fintech Risk & Compliance Forum and stay ahead in the ever-evolving fintech industry. Don’t miss exclusive insights, networking, and solutions tailored for today’s fintech professionals.  We are excited to announce that Alan Carlisle, Chief Compliance Officer (CCO) at Marqeta, will be a keynote speaker at the 2025 Fintech Risk & Compliance Forum! With over 25 years in regulatory compliance, Alan will share his expertise in his panel, “Fintech Regulation: A CCO’s Roadmap for Future-Proof Compliance.”
Alan's impressive career includes leading compliance programs for fintechs and traditional financial services, as well as his work as the Enterprise CCO at SoFi Technologies (SOFI). His deep understanding of regulatory compliance, AML, privacy, and capital markets makes him a key voice in the evolving fintech landscape. Why Attend? The 2025 Fintech Risk & Compliance Forum is designed for senior fintech professionals to explore key trends in regulatory compliance, cybersecurity, and risk management. Don’t miss the chance to hear from Alan Carlisle and other industry leaders as they discuss how to build future-proof compliance programs.  We are thrilled to announce the 2nd Annual Fintech Risk & Compliance Forum, taking place on February 11-12, 2025, in Oak Brook, Illinois. This two-day event is designed for senior fintech professionals, offering in-depth sessions on regulatory compliance, cybersecurity, and risk management. Attendees will have the opportunity to network with industry leaders, regulators, and peers through panel discussions and interactive forums. Why Attend?
 We are very excited to announce that Terri Germano, Deputy Chief Compliance Officer at Sutton Bank will be a panelist for the "CCOs Discuss Compliance Excellence in Fintech" panel discussion.
Terri Germano serves as the Deputy Chief Compliance Officer at Sutton Bank, overseeing the bank’s Compliance and Bank Secrecy Act programs. Prior to joining Sutton, Terri held global and regional leadership roles at Sallie Mae Bank, Citibank and JP Morgan Chase, including in Internal Audit, Compliance and BSA. During her nearly 30-year career in banking, she has had the opportunity to work in numerous positions at some of the largest and most complex financial institutions in the world. This has included various roles in Accounting, Project Management, Enterprise Systems, Internal Audit and Compliance. She has a true talent for compliance and risk management and has successfully applied these skills throughout her career. She has a passion for growing the business while also protecting consumers from harm and ensuring they are treated fairly. Terri is a CPA in Pennsylvania and a Certified Anti-Money Laundering Specialist (CAMS).  We are thrilled to announce that Keela Davis, Co-Founder and Chief Executive Officer from Decise will be a moderator for the Peer-to-Peer Discussion "Cryptocurrency, Blockchain & Exchange Industry".
A scientist and engineer by training, Keela focuses her analytical abilities to grow businesses. Prior to co-founding Decise, Keela was a principal management consultant where she formed and led the M&A Practice for World Wide Technology. She managed client programs exceeding $100M in revenue working with some of the largest institutions in the world. Prior to WWT, Keela was the head of Research & Innovation for Mercy Health. Keela is highly experienced in working with global financial institutions and is trained in internal audit, IT compliance and IT controls. Her enthusiasm for blockchain technologies is contagious. After building her own blockchain and coin, she continues to tinker in exploration of threats and innovations.  We are excited to announce that Luisa Franco, Founder and CEO from LFP Risk Solutions will be a moderator for the Peer-to-Peer Discussion: "Cybersecurity & Data Privacy".
Luisa Franco is the Founder and CEO of LFP Risk Solutions, a consulting firm specializing in risk management, regulatory compliance, and bank-fintech collaborations. In addition to her business, Luisa is the author of the bi-weekly newsletter Compliance and Fintech Wisdom. Over her two decades of experience, Luisa has influenced hundreds of compliance officers and startup founders, resulting in increased customer acquisition, additional revenue streams, and expanded target markets for banks and fintechs across the country. With nearly 10,000 hours of coaching experience, Luisa helps founders and executive leaders become innovators in their industry by offering market disruption strategies and customer-centric approaches to driving product and service development. Luisa excels at helping leaders navigate potential risk management challenges and uncertainties, enabling executives to innovate with confidence. Luisa is a sought-after speaker whose personality and broad-friendly presenting style have delighted audiences and readers alike. She has invested interests in advancing women in banking and fintech, empowering individuals to navigate the complex regulatory landscape, and fostering collaboration between traditional financial institutions and emerging fintech companies.  We are thrilled to announce that Amelia Childress, Chief Compliance and BSA/AML Officer from Block, Inc. will be a panelist for the "CROs Discuss Fintech Innovation vs. Risk Panel Discussion".
Amelia Childress is the enterprise Chief Compliance and BSA/AML Officer for Block, Inc. She most recently served as the Head of Compliance for Block’s global consumer business, Cash App. Previously she was Head of Compliance at Fundbox, an online lending platform and she also spent time at traditional financial institutions in due diligence and financial crimes. Amelia graduated from the Monterey Institute for International Studies with a master’s in International Policy, she’s ACAMS certified, and also holds a certificate in Nuclear Nonproliferation Studies.  We are excited to announce that Terry Hoover, Chief Risk Officer from Thread Bank will be a panelist for the "CROs Discuss Fintech Innovation vs. Risk Panel Discussion".
Terry Hoover has over thirty years of risk management experience in the financial services industry. He currently serves as Chief Risk Officer for Thread Bank where he oversees the Bank’s risk management framework, including all risk areas, with a particular focus on FinTech and embedded banking risk assessment and monitoring. Before joining Thread Bank, he served as the Managing Director of Enterprise Risk Management for Strategic Risk Associates, where he led consulting services for financial institutions, including ERM program development, FinTech monitoring, ERM and GRC software implementation and risk and control assessments. Prior to Strategic Risk Associates, Terry spent twenty years working for community banks in senior risk management roles, most recently serving as Chief Financial Officer and Head of Risk for TIB – The Independent Bankers Bank in Dallas. Terry also spent five years as a bank regulator with the OCC and FDIC.  TreaSolution is very excited to announce that Decise will be a Silver Sponsor of the of the Fintech Risk & Compliance Forum on January 17-18, 2024 in Chicago, Illinois!
Decise builds best-in-class automated compliance programs for blockchain and crypto. Headquartered in Chicago, their team of blockchain experts are focused on audit & compliance to securely bring blockchain technology to billions of customers. Blockchain technology is revolutionizing many industries. Decise passionately works to deploy compliance programs that protect customers and allow businesses to scale confidently. Their services include: Building and maturing compliance programs, automation of compliance processes, compliance effectiveness testing, internal audit advisory services, and compliance operations support. Visit www.decise.io to learn more Fintech Compliance Chronicles Becomes a Marketing Partner of The Fintech Risk & Compliance Forum!1/5/2024
 We are thrilled to announce that Fintech Compliance Chronicles has become an official marketing partner of the 2024 Fintech Risk & Compliance Forum. This strategic alliance brings together two of the most innovative and dynamic organizations in the fintech compliance industry to provide you with the latest insights, news and trends.
Fintech Compliance Chronicles is a biweekly newsletter which highlights developments in the banking, payments and finance regulatory compliance and risk space along with amplifying events and conferences on these topics. Past highlights of coverage include a multi-part series deep diving into the CFPB's 1033 open banking proposal, "Card Wars" our two part look at the potential Credit Card Competition Act, special coverage of the SVB collapse and the aftermath, and much more. We are proud to partner with Fintech Compliance Chronicles and are confident that this collaboration will bring even more excitement and opportunity to the U.S. Fintech Symposium attendees. Keep an eye out for further updates on this exciting partnership!  TreaSolution is thrilled to announce that DataSeers will be a Silver Sponsor of the of the Fintech Risk & Compliance Forum on January 17-18, 2024 in Chicago, Illinois! DataSeers is a B2B SaaS company with a mission to address the challenges experienced by the banking and payments industry. The company was founded in 2017 by Adwait Joshi. Instead of updating legacy banking software built for the age of checks and wire transfers, DataSeers reimagined back-office software from the perspective of ACH payments and prepaid cards. More specifically, DataSeers looked into the key pain points of Fraud, Compliance, and Reconciliation, eventually broadening this to include KYC/KYB and onboarding. These solutions have led to DataSeers’ exponential growth, year after year, as more institutions learn of this modern technology advantage. Visit https://www.dataseers.ai/ to learn more.  We are thrilled to announce that Adwait Joshi fron DataSeers will be a moderator for the Peer-to-Peer Discussion "KYC, CDD & Consumer Protections" at the Fintech Risk & Compliance Forum.
Mr. Joshi is the founder and CEO of DataSeers, an award winning FinTech that helps banks and payment companies by “Taming the Data Demon.” His skillful managing of people and resources has driven DataSeers to continue to successfully grow. Mr. Joshi has vast experience in FinTech, which allows him to provide a rich perspective on the industry. He is well versed in big data and analytics at a large scale, using algorithms and techniques to solve the unique challenges of this industry. Organizations that value analytics and business intelligence would benefit from his industrial expertise. When it comes to all things FinTech, Adwait is among the most trusted people to talk to. His depth of knowledge and experience have made him a driving force in the industry.  We are excited to announce that Jason Honeycutt from Netspend will be a panelist for the "CCOs Discuss Compliance Excellence in Fintech" at the Fintech Risk & Compliance Forum.
Mr. Honeycutt is a Texas licensed attorney who is a board certified criminal law specialist. He holds both the AML (CAMS) and Advanced AML (CAMS-Audit) Certifications issued by ACAMS. He is a past chair of the Texas Bar Association’s Minimum Continuing Legal Education Committee. His legal experience includes State prosecutor, Federal prosecutor (United States Department of Justice, United States Attorney’s Office for the Southern District of Texas), and private practice of law in civil litigation and criminal defense work. His trial experience as a State prosecutor ranges up to murder, including numerous white collar criminal matters and drug cases. His federal prosecutorial experience on the U.S.-Mexico border includes public corruption, drug trafficking, and money laundering. He was involved in thousands of criminal cases while acting as a prosecutor. As an AML/BSA/OFAC Officer, Jason has implemented complete program overhauls of two financial institutions. Jason’s AML programs have received a total of 3 FinCEN Awards.  TreaSolution is thrilled to announce that Fairly AI will be a Bronze Sponsor of the of the Fintech Risk & Compliance Forum on January 17-18, 2024 in Chicago, Illinois!
Fairly AI is a leader in AI governance and risk management. Fairly AI‘s Asenion, an AI compliance agent designed to expedite the adoption of safe AI is a crucial ally, ensuring AI systems meet stringent compliance and safety standards. Developed with leading financial institutions including tier-1, regional and sponsor banks, Asenion offers a tailored solution to the growing complexity of AI compliance. This platform empowers teams to configure and deploy a custom AI agent that aligns with their specific engineering, compliance, and business requirements. With the ability to analyze datasets and models against both internal policies and external regulations, Asenion acts as a vigilant guardian in the cloud, seamlessly integrating into CI/CD pipelines for continuous assurance of AI system robustness and integrity. Visit https://www.fairly.ai/ to learn more.  The Fintech Regulatory State Panel, comprised of Keri Kern (Office of the Comptroller of the Currency), Kyle Storm (Federal Reserve Bank of Chicago) with moderator B.J. Moravek (Kaufman Rossin), will present a thorough examination of the existing regulatory landscape in fintech. Delving into the most recent developments, they will explore compliance challenges and effective strategies for navigating the complex and constantly evolving realm of fintech regulations.
This panel discussion offers a unique opportunity to gain valuable insights, regulatory updates, and practical solutions to stay compliant and competitive in the fintech industry. Whether you're a seasoned professional or new to the field, this session is a must-attend for professionals looking to stay informed and make informed decisions in the dynamic world of fintech regulations.  TreaSolution is excited to announce that Onspring will be a Bronze Sponsor of the of the Fintech Risk & Compliance Forum on January 17-18, 2024 in Chicago, Illinois!
Onspring is a leading, no-code SaaS platform transforming the way enterprises improve business processes to stay ahead of risk. Our automated workflows and real-time reporting deliver enterprise-wide transparency and streamline audit, risk, infosec, and compliance teams. Onspring is known by customers for delivering noticeable time and cost savings, plus providing a fast and flexible platform. Visit https://onspring.com/ to learn more.  TreaSolution is happy to announce that LFP Risk Solutions will be a Silver Sponsor of the of the Fintech Risk & Compliance Forum on January 17-18, 2024 in Chicago, Illinois!
LFP Risk Solutions is a trusted industry leader specializing in facilitating dynamic fintech partnerships for community banks. With a profound understanding of the banking and fintech sectors, our team is dedicated to helping financial institutions unlock new revenue streams and access untapped customer segments, all while minimizing the need for costly physical expansion. With years of invaluable experience in both banking and fintech, LFP Risk Solutions has successfully empowered numerous companies to expedite their journey from partner selection to seamless onboarding, reducing the timeline by an impressive 50%. Our strategic approach not only accelerates growth but also eases the burden on internal resources, allowing community banks to focus on their core operations. At LFP Risk Solutions, we take pride in our role as industry innovators, helping our clients forge innovative reputations within the financial landscape. Our expertise extends beyond partnership facilitation; we are also committed to supporting financial institutions in meeting their rigorous compliance and risk management requirements. With our guidance, banks can navigate regulatory challenges with confidence and maintain their reputation for integrity and responsibility. Visit lfprisksolutions.com to learn more. Here's a quick look at what's in store at the Fintech Risk & Compliance Forum! We've also have plenty of Networking Opportunities!  Watch this special video invitation from our conference producer Dan Carmody! We hope you can join us in Chicago!
An Invitation From Dan Carmody: Hi, I'm Dan Carmody, and I'm the producer of the FinTech Risk and Compliance Forum. I wanted to take a second to talk to you a little bit about our upcoming event this January 17th and 18th in Chicago. We're really looking forward to the opportunity to bringing together professionals in the FinTech risk, compliance, and regulatory industries to talk about the latest developments and best practices. The way that we will do that is through keynote panel discussions, peer to peer conversations, and excellent networking opportunities. So, if you work in this industry or are you curious about the developments in this industry, please consider attending. You can register today at fintechriskandcompliance.com. Thank you.  We are delighted to share the exciting news that Treasury & Risk has officially become a marketing partner with The Fintech Risk & Compliance Forum. This strategic collaboration brings together two of the most innovative and dynamic organizations in the fintech industry, dedicated to providing you with the latest insights, news, and trends.
We are confident that our combined efforts will elevate the experience for attendees at the Risk & Compliance Forum. Together, we aim to enhance the excitement and opportunities surrounding this event, offering exceptional value to all those involved. Stay tuned for cutting-edge updates and valuable industry perspectives as we navigate the future of fintech.
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